Buy to Let Mortgages in Sutton

🏠 Helping You Secure the Right Mortgage

Whether you’re buying your first home, moving to a new property, or refinancing your current one, we support buyers and homeowners across Sutton, Cheam, Belmont and the wider South London area.

We assist with residential mortgage applications for all types of buyers — including first-time buyers, home movers, and remortgaging clients. From understanding your borrowing power to navigating lender requirements, we’re here to make the process smoother.

🤝 What We Can Help With

• 🔍 Residential mortgage support for first-time buyers and home movers
• 📑 Remortgage applications for better rates or equity release
• 📉 Access to fixed, tracker, and variable-rate mortgage options
• 🏦 Help with lender paperwork and application process

🏘️ Types of Residential Mortgages

• 🧍 First-time buyer mortgages
• 🔁 Remortgages
• 🔑 Home mover mortgages
• 👨‍👩‍👧‍👦 Family-assisted and joint borrower mortgages

❓ Residential Mortgage FAQs

💰 How much can I borrow?

Lenders typically offer 4 to 4.5 times your income, depending on your affordability, credit score, and existing commitments. We’ll help you work out what’s realistic and manageable.

🏦 What documents will I need?

You’ll usually need payslips, bank statements, ID, and proof of deposit. If you’re self-employed, additional financial documents may be required. We’ll guide you step-by-step.

⏳ How long does it take to get a mortgage?

From application to mortgage offer, the process usually takes between 4 to 8 weeks — but we’ll keep everything moving as efficiently as possible.

📞 Speak to a Local Expert

We support clients across Sutton and nearby areas with clear, straightforward help when arranging a residential mortgage. Whether you’re buying or remortgaging, we’re here to guide you from start to finish.

📩 Get in Touch

Use our contact form, request a callback, or give us a call — whatever works best for you.