🏠 Lifetime Mortgages & Equity Release in Sutton

💰 Accessing Property Wealth Later in Life

If you’re over 55 and looking to unlock value from your home, equity release could offer a flexible way to support your retirement plans. Whether you’re funding home improvements, gifting to family, or simply boosting your income, we help you explore your options with clarity and care.

We support homeowners across Sutton, Cheam, Belmont and surrounding areas by offering straightforward information on later-life lending — and, where appropriate, connecting you with fully regulated equity release specialists.

📜 Types of Later Life Mortgages

• 🏡 Lifetime mortgage – release equity with no required monthly payments
• 💸 Interest-only retirement mortgage – pay interest monthly to manage the loan balance
• 📉 Drawdown facilities – access funds gradually as and when needed

🧠 What You Need to Know

• 🎂 You must usually be aged 55 or over
• 🏠 You remain the legal owner of your home
• 📈 Interest can be rolled up or paid monthly
• 💳 The loan is typically repaid when you pass away or enter long-term care

❓ Equity Release FAQs

🏡 Will I still own my property?

Yes — with most lifetime mortgages, you stay on the title deeds and keep full ownership of your home.

🛡️ Can I protect an inheritance for my family?

Many plans allow you to safeguard a portion of your property’s value, so you can leave something behind for loved ones.

⚖️ Will I need legal advice?

Yes — taking out equity release requires independent legal advice to ensure you fully understand the terms and implications.

📞 Ready to Discuss Your Options?

We help homeowners across Sutton make sense of later-life mortgage products. If you decide to move forward, we can connect you with a qualified equity release advisor to ensure you get tailored, regulated advice.

📩 Get in Touch

Use our contact form, request a callback, or call us today — we’re here to help.