🏗️ Bridging & Development Loans in Sutton

💸 Short-Term Finance for Property Projects

Bridging loans and development finance provide fast, flexible funding for property transactions with tight deadlines. Whether you’re purchasing at auction, funding a refurbishment, or acquiring land for a build, we help clients across Sutton, Cheam, Belmont and the wider area find the right short-term finance options.

We assist property developers, investors and homebuyers with bridging finance tailored to your situation — from breaking a property chain to funding conversions, extensions, or ground-up developments.

🏠 Common Uses for Bridging Loans

• 🔄 Purchasing a new property before selling your current home
• 🔨 Buying auction property with 28-day completions
• 🛠️ Funding light or heavy refurbishment works
• 🌍 Buying land or plots for residential development

📋 How Bridging Finance Works

• ⏳ Short-term finance — usually 3 to 18 months
• 🏡 Secured against residential, commercial or land assets
• 📈 Interest can be rolled up or paid monthly
• 💰 Exit via sale, refinance, or completed development value

❓ Bridging Loan FAQs

⏰ How fast can I access bridging funds?

Depending on how quickly you provide documents and the legal work progresses, some lenders can complete in as little as 5–10 working days.

📊 What loan-to-value can I expect?

Typical LTV is between 65% and 75%, depending on the property type, your profile, and the strength of your exit strategy.

💼 Can I apply through my business?

Yes — bridging finance is commonly used by developers, landlords, and limited companies, including SPVs. We can help structure your application accordingly.

📞 Ready to Discuss Bridging or Development Finance?

We help clients across Sutton secure short-term property finance quickly and efficiently — whether for an investment purchase, development project or time-critical deal.

📩 Get in Touch

Use our contact form, request a callback, or give us a call today to discuss your plans.