🏢 Commercial Mortgages in Sutton

💼 Finance for Business Premises, Investments, and Mixed-Use Property

Looking to purchase or refinance a commercial property in Sutton? Whether you’re acquiring a retail unit, funding a refurbishment, or moving your business into new premises, we help explore mortgage options that suit your goals and long-term plans.

We work with business owners, developers and investors across Sutton, Cheam, Belmont and surrounding areas to arrange commercial mortgages for a variety of property types — including semi-commercial buildings, buy-to-let portfolios, and trading premises.

🤝 What We Help With

• 🏬 Mortgages for retail, office, and light industrial units
• 🏠🏢 Mixed-use and semi-commercial property finance
• 📈 Commercial investment and development funding
• 💰 Property acquisition through SIPP or SSAS pensions

👥 Who Uses Commercial Mortgages?

• 👩‍💼 Business owners purchasing premises for their own use
• 📊 Property investors buying commercial assets to let
• 🔨 Developers financing conversions or refurbishment projects

❓ Commercial Mortgage FAQs

💸 How much can I borrow?

This depends on the rental income, business financials, or projected yields. Loans typically range from £50,000 to £5 million or more.

📜 Do I need a trading history?

Most lenders prefer at least 2 years of trading accounts, but some will consider less if other strengths — such as security or experience — are in place.

🏦 What deposit is required?

Deposits usually fall between 25% and 30%, depending on the type of property, whether it’s owner-occupied or an investment, and your overall profile.

📞 Ready to Finance Your Next Property?

We support clients across Sutton with straightforward, tailored commercial mortgage options — whether you’re buying a shop, office space, or mixed-use building.

📩 Get in Touch

Use our contact form, request a callback, or give us a call to discuss your plans.