🛡️ Protection Services in Sutton

❤️ Protect What Matters Most

We support individuals and families across Sutton, Cheam, Belmont and the surrounding areas in arranging life insurance, critical illness cover, and income protection. Whether you’re looking to protect your mortgage, safeguard your income, or make sure your family is financially secure — we make it simple to understand your options.

📜 Types of Cover We Can Help With

• 🌟 Life insurance – including level term, decreasing term, and whole-of-life policies
• 🏥 Critical illness cover – a tax-free lump sum if diagnosed with a serious condition
• 💼 Income protection – monthly payments if you can’t work due to illness or injury

🧠 Why Consider Protection?

• 🏠 Make sure your mortgage is covered in case the unexpected happens
• 💰 Protect your income or receive a lump sum following a diagnosis
• 📈 Maintain financial stability during long-term illness or recovery

❓ Protection FAQs

🏡 Do I need life insurance for a mortgage?

It’s not legally required, but many homeowners choose it for peace of mind. It ensures the mortgage is paid off if you pass away, so your family isn’t left with the debt.

⚖️ What’s the difference between critical illness cover and income protection?

Critical illness pays out a one-time lump sum for specific serious illnesses. Income protection pays a monthly benefit if you’re unable to work due to injury or sickness — even for less severe conditions.

🩺 Can I get cover without a medical exam?

Yes — some insurers offer cover without a medical, depending on your age, health, and the level of cover required. We can help find the right provider for your circumstances.

📞 Want Help Choosing the Right Protection?

We help people across Sutton explore the right protection policies for their personal and financial goals. Whether you’re a first-time buyer, starting a family, or reviewing existing policies — we’re here to help.

📩 Get in Touch

Use our contact form, request a callback, or call us directly to find out more.